Term insurance is an excellent short-term insurance option, but there are a few things to consider when the time comes to renew. Be sure to understand your needs and know your insurance options, as well as the varying insurance underwriting guidelines – being aware will allow you to make the right decisions. more…

How can you protect your assets and ensure that they go directly to your designated beneficiary? When working with your Advisor on estate plans, make your intentions crystal clear and have ample documentation to support these intentions. Communication and meticulous planning are key! more…

You’ve been diligently stashing away some money from every paycheque, contributing to your RRSP and/or TFSA. Perhaps you have a defined contribution pension or, if you’re one of the lucky ones, the defined benefit version. Whatever your process, when it comes to planning for your retirement, there are two distinct stages – accumulation and decumulation…more